instrumental music clips
Instrumental music clips with immediate downloads, music loops, instrumental music CDs and music DVDs. High-quality instrumental music clips at the lowest prices.
   
 
 
Home Page > Help > Security
Security

XcessMusic.com is committed to ensuring the security of all transactions made through its store, giving you a safe and secure, worry-free shopping environment.

Credit card and billing information provided by our customers are NEVER handled by XcessMusic.com, but directly processed by WorldPay our online payment partner that employs the latest encryption technology to ensure a safe shopping environment for you. We guarantee that every effort is made to ensure that each purchase you make is protected and safe. We also make every effort to protect confidentiality and prevent the loss, misuse or alteration of information provided to us by you.


Safe Shopping

You will be able to tell if you are visiting a secure website using SSL (Secure Socket Layer) security by looking at the security indicator displayed by your browser. You will usually find the following icons displayed on the payment or final checkout page that requires you to enter sensitive information, such as your credit card and billing information:

Netscape® Communicator version 6.x, 4.x
Secure Icon - Netscape Communicator
Netscape® Navigator version 3.x and 2.x
SecureIcon - Netscape Navigator
Microsoft® Internet Explorer version 6.x, 5.x, 4.x and 3.x
Secure Icon - Microsoft Internet Exploere

Security - guaranteed by WorldPay

All online credit card transactions at XcessMusic.com are securely handled by payment banking partner WorldPay Ltd. - a part of The Royal Bank of Scotland Group, the 5th biggest banking group in the world.

WorldPay is one of the world's leading online payment companies, providing you with secure online payment processing, sophisticated card checking and authorization systems.

Information transmitted online is encrypted using complicated algorithm combinations, unlike other methods that use standard medium coding. In reality an online transaction is usually more secure than a card transaction conducted in a physical store, over the telephone or by fax.

All communication between the shopper and WorldPay is encrypted to the maximum strength supported by your browser using TLS or SSL (security). WorldPay public Web servers are certified by Thawte, a Public Certificate Authority.

All communication and payment information passed between XcessMusic.com and WorldPay, are encapsulated using WorldPay's own encryption and digitally-signed protocol; this uses a combination of standard methods such as PGP, RSA and MD5 to ensure that information passed is secure and that you are protected against risk. The systems also have inbuilt system redundancy and fault tolerance, to provide you with a virtually uninterrupted service 24 hours a day, seven days a week.


Fraud

If in any case you may have been wrongly charged by XcessMusic.com for a transaction you did not approve, please report it to us immediately and we will provide you with a refund to avoid charge back hassles that are lengthy.

These cases of fraud are most often a result of having your credit card physically stolen or you may have made a prior purchase over an unsecured website or through phone, fax or other correspondence. Unscrupulous parties may have collected your credit card information to make purchases without your knowledge. The best action to take is to report such incidents to your credit card issuing company as well as report it to us to request for a refund. XcessMusic.com will only entertain legitimate claims and reports.


How does the payment process work?

All the payment processes occur so quickly and efficiently in the background that customers do not even realize what actually takes place at the back-end. The whole process is swift and seamless, and security is assured by WorldPay for you, our customer. The following are simplified steps taken when a purchase is made from our store.

  1. You logon to the Internet and visit XcessMusic.com.
  2. You search for music tracks in the library.
  3. You add your music tracks to your Shopping Cart and proceed to checkout.
  4. XcessMusic.com's WorldPay facilities issue an encrypted 'purchase token' containing your purchase details.
  5. WorldPay decrypts and interprets the encrypted 'purchase token'.
  6. WorldPay present the payment form to you at XcessMusic.com.
  7. You enter your credit card details & billing information and submit the form.
  8. Your credit card is authorized.
  9. Authorization is sent to WorldPay.
  10. Acceptance confirmation is sent to XcessMusic.com by WorldPay.
  11. You will then receive a confirmation notice that your transaction has gone through successfully.
  12. Fund transfer takes place.
WorldPay Secure Transaction



About XcessMusic.com Instrumental Music Clips
XcessMusic.com Instrumental Music Clip Library
Instrumental music clips & music loop downloads, instrumental music CDs & instrumental music DVDs at lowest prices. Download instrumental music clips now or have instrumental music CDs & DVDs delivered to you. High quality instrumental music clips at the lowest prices anywhere!

Download Instrumental Music Clips
Browse through our instrumental music library and select the music clips you wish to download. You will be able to download your instrumental music clips immediately after making payment in both WAV & MP3 file formats.

Instrumental Music CDs
Purchase instrumental music CDs in dozens of music categories. Each music CD includes the Full Length track as well as edited versions in 10, 15, 30 & 60-second lengths, Alternate Mixes & Stingers.

Instrumental Music DVDs
Our instrumental music DVDs are a compilation of our music CDs on DVDs for the best value at special prices! Each instrumental music DVD consists of between 8 to 10 music CDs from our instrumental music clip library.

Instrumental Music Loops
Instrumental music loops are great for when you need seamless, "loopable" background music. Purchase individual music loop downloads, download Music Loop Collections (over 120 music loops at the best prices) or have Music Loop Collection CDs delivered to you.

Custom Music CDs
You may choose to have individual music clips you purchase specially recorded on custom music CDs to be delivered to you. With this option, you the music CD and get to download your music clips immediately after purchase!

FREE Shipping!
We offer FREE SHIPPING for any of our instrumental music products within the US with absolutely no minimum order amount! Have instrumental music CDs and DVDs you purchase delivered to you for FREE. Delivery to anywhere else in the world is only $15.

3-month Split Payments
Now you can enjoy 3-month split payments at 0% interest for purchases over $300! Purchase over $300 worth of our instrumental music products and choose this option when you checkout.


Instrumental Music Downloads | Instrumental Music CDs | Instrumental Music DVDs | Instrumental Music Loops
My Account | About Xcessmusic | Site Map | FAQ | Contact Us | Help
Security | Privacy Notice | Terms & Conditions | Links
Copyright © 2010 XcessMusic.com