All online credit card transactions at XcessMusic.com are securely handled by payment banking partner
WorldPay Ltd. - a part of The Royal Bank of Scotland Group, the 5th biggest banking group in the world.
WorldPay is one of the world's leading online
payment companies, providing you with secure
online payment processing, sophisticated card
checking and authorization systems.
Information transmitted online is encrypted
using complicated algorithm combinations, unlike
other methods that use standard medium coding.
In reality an online transaction is usually
more secure than a card transaction conducted
in a physical store, over the telephone or by
All communication between the shopper and WorldPay
is encrypted to the maximum strength supported
by your browser using TLS or SSL (security).
WorldPay public Web servers are certified by
Thawte, a Public Certificate Authority.
All communication and payment information passed
between XcessMusic.com and WorldPay, are encapsulated
using WorldPay's own encryption and digitally-signed
protocol; this uses a combination of standard
methods such as PGP, RSA and MD5 to ensure that
information passed is secure and that you are
protected against risk. The systems also have
inbuilt system redundancy and fault tolerance,
to provide you with a virtually uninterrupted
service 24 hours a day, seven days a week.